Depending on your situation, you may have multiple options for free or low-cost health insurance, including an Affordable Care Act plan, Medicare, or Medicaid. Find health insurance options and learn how to enroll through the Health Insurance Marketplace, from the Affordable Care Act (ACA), also known as Obamacare. Covered California is a free service from the state of California that connects Californians with brand-name health insurance under the Patient Protection and Affordable Care Act. It’s the only place where you can get financial help when you buy health insurance from well-known companies. You can enroll or change plans only if you have certain life changes, or qualify for Medicaid or the Children's Health Insurance Program (CHIP). Use HealthCare.gov to create an account and apply for health coverage, compare plans, and enroll online. Apply by phone or get in-person help with your application. You'll find health insurance plans with estimated prices available to you. Premium estimates show any savings you qualify for based on the basic information you entered. California's Medicaid program and what's called the cost-sharing reduction (CSR) program are two ways to make medical care affordable if you have a low income. Complete an application on Covered California to see what programs you're eligible for based on your income. Curative wants you to get the high-quality care you need, when you need it. From routine appointments to more significant health issues, members will experience $0 copays, $0 deductibles, and only one competitive monthly premium. Health Insurance Marketplace ® is a registered trademark of the Department of Health & Human Services. An official website of the U.S. Centers for Medicare & Medicaid Services. L.A. Care Health Plan, Molina Healthcare and SHARP Health Plan offer the cheapest health insurance plans in California for the 2026 plan year. Discover affordable health insurance in California below.